myCFO - outsourced finance leadership

Grants and financing that fit your plan, not the other way around

We identify the grants, incentives and credit lines you can realistically obtain, prepare the applications and handle the reporting that comes afterwards.

What the grants and financing service includes

We treat financing as a whole: public programs, bank debt and tax incentives, arranged in a calendar your cash flow can follow.

Financing map

We review your investment and hiring plan and tell you which instruments fit, how much they cover, when they pay out and what they require in return.

Grants and incentives

We help you prepare applications for federal, state and local programs, from workforce and export grants to economic development incentives, with the narrative and budget they require.

Tax credits

We identify the federal R&D tax credit and state credits you may qualify for and coordinate the documentation and the claim with your CPA.

Bank and SBA financing

We prepare the lender package, help you apply for SBA 7(a) and 504 loans, term loans, lines of credit and equipment financing, and spread risk across lenders.

Alternative financing

When the bank says no, we evaluate private credit, revenue-based financing, invoice factoring and grant advances, with their true cost.

Compliance and reporting

We keep the calendar for each program, prepare expense reports and answer agency requests so you do not lose what was awarded.

Who this service is for

SMEs investing in equipment, digitalization, R&D or export growth that want to fund part of it with public programs and long-term debt, without assigning their team to chase application deadlines.

Also startups combining equity with SBA or venture debt, European companies setting up a US subsidiary, and companies that bank with a single lender and want to diversify before they need to. If you have a round in progress, we coordinate both processes.

Grants are not free money. They cost time and discipline. We bring both.

How we work on financing

First the plan, then the instruments. Applying for a program that does not fit costs more than not applying.

What you receive with this service

A complete financing plan plus applications prepared, submitted and reported.

Frequently asked questions

Which programs can my company apply for?

It depends on size, sector, state and the type of investment. The most common for SMEs are workforce training, export development, energy efficiency, R&D credits and local economic development incentives tied to jobs or capital investment. In a first call we tell you which instruments fit your plan and which are not worth the effort.

How long does it take to receive grant money?

Many months can pass between application and payment, sometimes more than a year, and most programs reimburse after you have spent and documented the money. That is why we plan cash around that gap and, when it makes sense, look for bridge financing. An award is not money in the bank until the reporting is accepted.

Can my CPA already do this?

Your CPA knows your books and your taxes, and we keep working with them on the documentation. What we add is the complete financial picture: which mix of grants, debt and tax credits fits your cash and your plan, and the capacity to prepare and report on applications that take time and specialization.

Do you work with Spanish or European companies entering the US?

Yes. For European companies setting up a US entity we check which federal and state programs you are eligible for, since some, like SBA loans, have ownership requirements, and we review local incentives in the location you choose. Local attorneys and CPAs handle the legal and tax side; we bring the plan and the numbers.

Fund your plan without missing deadlines

Tell us what you are going to invest in and when. We will tell you which programs and financing fit, and we handle the paperwork.

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